Moria v0
Moria v1 superseded Moria v0 on May 30th 2025.
This page describes Moria v0. Interest-free borrowing on Bitcoin Cash. Moria is a protocol oracle-based borrowing against BCH collateral.
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0% interest rate 
 Moria protocol charges no interest rates. There is a one-time fee to borrow MUSDv0. 
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110% Colleteral Ratio* 
 Moria protocol is capital efficient, requiring low amount of collateral. *Under normal operation 
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Decentralized protocol 
 MUSDv0 stands as a censorship-resistant, decentralized stablecoin. 
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Open Source 
 Moria v0 is licensed under OSI approved open source license. 
How it works
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Borrow Tokens: Lock in your BCH collateral to borrow asset-backed tokens 
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Maintain Collateral: Ensure your loan meets the collateral requirements to avoid becoming an open repayment opportunity 
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Repay and Unlock: Repay your borrowed tokens to unlock your BCH collateral 
Key features
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Oracle-based: Moria Protocol uses the D3lphi oracle to ensure an accurate and transparent price feed 
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Incentivized Floating Peg: Built-in market incentives to maintain token value 
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Flexible Repayment: Open repayments allow anyone to clear the debt when collateral is insufficient